This article outlines the various ways parents can influence how their children view money and teach them good financial habits early in life. It takes a step-by-step approach starting with saving from a young age through to managing debt.

This article explains six of the top financial mistakes people make in retirement that could leave them outliving their savings and diminishing their quality of lifestyle.

An alarming number of Australians are living paycheque-to-paycheque. This article explains how poor money management leads to cashflow issues and provides advice on how to break the pay-to-pay cycle and get your finances under control.

This article explains the importance of your debt-to-income (DTI) ratio to your bank when assessing your loan application. With the use of a case study, we delve into your debt-to-credit ratio, your loan valuation ratio and Lenders Mortgage Insurance (LMI). An excellent article for first time home loan applicants.

With Australian households being one of the most indebted in the world, this article explains six key steps to quickly get your cash flow back in the black.

Property can be an exciting element to add to your investment portfolio. But aside from the initial purchase, what other ongoing expenses may you find yourself paying? And which of these expenses can you claim as a tax deduction?

This article alerts your readers about the importance managing credit cards and provides simple suggestions to turn them into an effective money management tool.

This article explains what drives consumer spending and discusses ways to control your finances while avoiding the downward spiral of trying to keep up with the Joneses.

When was the last time you considered the effect your financial wellbeing has on your overall health? This article touches on the stressors that managing our finances places on our health and provides five easy to implement strategies to improve our finances and our overall wellbeing.

This article discusses the effect of rising inflation and its impact on the Australian economy. It includes a list of ways to prepare yourself for a rise in inflation.

With housing prices souring, and mortgages getting larger, have you considered what may happen when interest rates inevitably increase? The unfortunate reality is that many families will face financial distress, rather quickly. This article discusses how just a small increase to interest rates can cause budgets to crumble and what you can do to prepare yourself financially.

With the cost of living on the rise, it’s natural to want to give your children a helping hand financially. This article discusses important points to consider before gifting money to a family, including implications on your future retirement savings and tax obligations. A case study is included to illustrate the importance of having the right protections in place.

With a shift towards working from home and a boom in new small businesses starting up, this article discusses valuable points that new entrepreneurs need to consider before rushing into their new venture. We cover everything from business plans and funding support, to registering your business and acquiring insurance.

This article encourages young adults to utilise the magic of compounding to build their savings and “become a millionaire”. It discusses how little money sacrifices each month can build into great wealth when invested well and advises the reader to seek financial planning help now to start their wealth building journey.

It's not necessary to make significant changes in your spending habits to achieve your financial goals. Sometimes, it’s simply understanding where you spend money or finding better deals on your current expenses to save money. This article provides 8 tips to save money on your bills so that you can put the savings to better use.

For many women approaching retirement, the gender pay gap has resulted in an uncertain retirement future. With a staggering 40% of single retired women living in poverty, this article takes the reader through a case study demonstrating how a financial adviser can assist and boost superannuation before retirement, ensuring the gender pay gap is minimised.

With finances often stretched around the holiday season, this article is designed to engage your clients with a quick three-minute checklist to ascertain if their financial situation is on track heading into the new year. A 12 question checklist is included within the article.

This article discusses the financial stresses experienced by those living with, or caring for, a disabled loved one. With the use of a case study the article explains how seeking financial advice can help achieve a better future, not only for your loved one, but for the entire family.

Building resilience is key to quickly recover from setbacks. While financial setbacks are inevitable, these five tips will help your readers grow and sustain wealth for the longer term.

Money mindset means something different to each and every one of our clients. Before they come to us, our clients have all had different experiences with regards to money from when they were children, all the way through adulthood and the point they find us. In this blog we break down and discuss the seven common money mindset myths.